Yaletown Private Mortgage Lenders

Are you being turned down by the banks on financing for your home? Our private home equity loans may just be the answer you are looking for.

Our Yaletown Private Lenders come through on hard mortgages.

Kitsilano Private Lenders providing home mortgages aren’t really all that different than traditional home loans outside of where the source of the funds are coming from.

The benefit for the loan provider is a greater return on their investment while the benefit for the borrower is a less demanding requirement to qualify for your funds.

24 Hour Approvals

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24 Hour Approvals

Why do we stand above all other private lenders?

  • Get your answer in 24 hrs. Swift, same day approvals.
  • Saving you time comparing lenders. Let us do all the legwork for you.
  • We are aligned with biggest broker in Canada. Access our long trusted lender list.
  • Pre-approval (some optional programs available)
  • We have strong success record. Results producing history in the industry.

You must be a current homeowner.

Our private investors and private lending bodies have more flexible lending processes. They are never as lengthy or stringent as conventional banks. We can usually provide your private mortgage if you are a homeowner with remaining equity.

Private Lenders in Yaletown may just be your answer.

Private lenders are not regulated quite the same as banks. Private mortgage lenders for Yaletown homeowners will want to serve your financial needs, regardless of your personal financial circumstances.

For our lenders, it is about your equity and risk they take to come through for you. Really much different than how the banks cater with much more demanding requirements.

All of our private lenders write standard mortgages.

Our lenders all work through licensed mortgage agents and real estate lawyers when negotiating contracts. They submit to standard mortgage guidelines.

If you have been rejected by the banks on financing your home, a Yaletown private home equity loan may be an option for you.

Your credit history is not necessarily an issue.

Your age, income or credit history does not necessarily work against qualifying for a loan. If you have a history of debt, you most often will be declined by the banks.

Our private lenders investing in local Yaletown properties are interested in helping you make it all work in your favour.

FAQ

Private mortgages are really very common, if you have never heard of this option. They are a financial arrangement between a private, individual lender providing financing using the equity of your home.

This is a very common way of lending between families, friendships and personal relationships where profits are acquired from the interest returned.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are never as flexible as private lenders who will be willing to work with borrowers for many reasons. Those may include lower or poor credit scores or a history of missed payments.

Our private lenders are much easier to work with than through traditional institutions. Your loan is not based through credit scores or income. Loans are approved fast based on the equity of your home. If you have sufficient equity you will get approved!

There is no requirement for private lenders in British Columbia to be licensed if writing no more than 10 mortgages annually. The BC Financial Services Authority (BCFSA) fully regulates the BC mortgage industry as a whole.

There is more risk for lenders when providing loans to people with lower credit scores or inconsistent income. This risk is reflected in interest rates that will be a little higher than through the banks.

Yaletown Private Lenders could be the quickest path for getting your mortgage.

Show me how

Loans are available starting at $70k O.A.C.

What defines private lender home equity loans?

A private equity loan is calculated on the available equity and market value of your home when requesting a new mortgage, approving a second mortgage or refinancing an old mortgage.

Our Yaletown Private Mortgage Lenders provide alternative solutions through less stringent qualifying factors when banking institutions keep turning you away.  

5 Great Reasons You Should Connect With Us:

1) Needing capital for starting your new Yaletown business ?

Start-up capital for a new business venture is often leveraged through a private home equity loan.

Many private lenders have gone down similar paths in their own life. They may totally embrace your vision, see your numbers and show a lot more understanding than the banks.

If you are starting up a new business in Yaletown and you need equity based financing, reach out and get in touch with us.

Business equity loan inquiry

2) Has a Yaletown investment property caught your eye?

Our Yaletown Private Lenders and investors are much more open-minded and flexible than financial institutions when crunching your numbers on a rental property for generating additional income.

They recognize opportunities for cash flow and actually value working with you for the mutual benefit achieved .

You don’t know unless you ask.

Investment loan inquiry

3) You sold your house and the house of your dreams just came on the Yaletown market?

You just closed a solid offer on your house. Suddenly, the perfect home in the area you have always loved was just put up on the market.

Bridge loans are short-term solutions for leveraging your home equity on the down payment of your new home when you have a firm purchase in place.

Close the deal.

Inquiry for a bridge loan

4) Self-employed and the banks all turned you down?

Challenging times often create new opportunities for those stepping into their long-time dream of opening your own business.

We all know there are many advantages when you are self-employed. Acquiring mortgages is not always one of them.

Yaletown Private Lenders may provide you with creative solutions if you are self-employed.

If you operate your own business and need funding or a mortgage, reach out to us.

Let’s see if our private lenders can help.

Self-employed loans

5) Bad credit, bankruptcies or low credit scores?

Sometimes, life happens. Bad credit, bankruptcies or low credit scores can take a toll on anyone.

If you’ve had severe credit issues and are challenged when proving your income, our private lenders may be the option worth looking at and fit for you.

Our lenders invest in Yaletown, Chinatown, Fairview, Mt Pleasant, West End, Kitsilano, Dickens, Arbutus Ridge and the Greater Vancouver Area.

Take the pressure off

Yaletown Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.