West Side Private Mortgage Lenders

Are you getting turned down by your bank on financing for your home? Our private home equity loans may just be the solution you are looking for.

Our Private Lenders in West Side come through on hard mortgages.

Kitsilano Private Lenders that provide home mortgages aren’t really that much different than traditional home loans outside of where the source of the money is originating from.

The benefit for the loan provider is a little higher return on investment while the value for the borrower is a less demanding requirement to qualify for your funds.

24 Hr Approvals

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Schedule a call.

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24 Hr Approvals

What makes us stand apart from all the other private lenders?

  • Get your answer in 24 hours. Swift, same day approvals.
  • Saving you time searching lenders. Let us do all the legwork for you.
  • We’re aligned with the largest broker in Canada. Access our long lender list.
  • Pre-approval (some optional programs)
  • Strong success record. Results producing history in industry.

You must be a current homeowner.

Private mortgage investors and private lending bodies have more flexible lending processes. They are never as lengthy or stringent as the conventional banks. We can usually provide a private mortgage if you own your home with remaining equity.

Our Private Lenders in West Side may just be the answer you are looking for.

Private lenders are not controlled quite the same way as the banks. Private mortgage lenders for West Side homeowners will be interested in serving your financial needs, regardless of your current personal financial circumstances.

For private lenders, it is about your equity and the risk they need to take to come through for you. Much different than the banks cater to with demanding requirements.

Our private lenders all write standard mortgages.

Our lenders work through real estate lawyers and licensed mortgage agents when negotiating contracts. They adhere to standard mortgage guidelines.

If you have recently been turned down by your bank for financing your home, a West Side private home equity loan may be your answer.

Your credit history is not necessarily an issue.

Your credit history, income or age does not necessarily work against qualifying for a loan. If you have a history of debt, you almost always are declined by the banks.

Our private lenders investing in local West Side properties are interested in helping you make it work out in your favour.

FAQ

Private mortgages are actually common, if you have never heard of this as an option. They are a financial arrangement between a private, individual lender providing financing leveraged by the equity of your home.

This is a very common method of lending within families, friendships and personal relationships where profits are acquired from the interest applied.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are never as adaptable as private lenders who will be willing to work with you for many reasons. Those usually include low or poor credit scores or a history of missed payments.

Our private lenders are much easier to work with than going through traditional banks. Your loan is not based based on credit scores or income. Loans are approved fast based on the equity of your home. If you have sufficient equity you will be approved!

There is no requirement for private lenders in BC to be licensed if writing under 10 mortgages annually. The BC mortgage industry is fully regulated by the BC Financial Services Authority (BCFSA).

There is increased risk for the lenders when providing loans to those with lower credit scores or inconsistent income. This risk is reflected in interest rates that will be higher than those you would pay through the banks.

Private Lenders in West Side may be the quickest path in getting your mortgage.

Tell me more

Loans are available starting at $70k O.A.C.

What exactly is a private lender home equity loan?

A private equity loan is calculated on the available equity and value of your home when requiring a new mortgage, approving a second mortgage or refinancing your old mortgage.

Our West Side Private Mortgage Lenders provide alternative solutions through less stringent qualifying factors when the banking institutions turn you down.  

5 Great Reasons to be Connecting With Us:

1) Need capital for starting your new West Side business ?

Start-up capital for a promising new business venture is often leveraged through private home equity loans.

Many private lenders have gone down similar paths in their own lives. They may totally embrace your vision, see your numbers and show a lot more understanding than the banks.

If you are starting a new business in West Side and you need equity based financing, get in touch with us.

Business equity loan request

2) Has a West Side investment property recently caught your eye?

Our West Side Private Lenders and investors are much more open than banks and flexible when crunching your numbers on rental properties to generate additional income.

They discern opportunities for cash flow and actually are willing to work together with you for the mutual benefit achieved .

You will never know unless you ask.

Investment loan request

3) Your house sold and the home of your dreams just popped on the West Side market?

So, you just closed a solid offer and finally sold your house. Suddenly, the perfect home listed in the area you have always loved just popped onto the market.

Bridge loans are simply short-term solutions to leverage the equity of your home on the down payment of your new property when you have a firm sale agreement on the table.

Close the deal.

Bridge loan request

4) You are self-employed and the banks all turning you down?

Challenging times often create new opportunities for those stepping into a long-time dream of opening your own business.

We all know there are many advantages for the self-employed. Acquiring mortgages is not always one on the list.

West Side Private Lenders may provide your creative solutions if self-employed.

If you are running your own business and need funding or a mortgage, reach out to us.

Let’s see what our private lenders have to offer .

Self-employed loan request

5) Bankruptcies, low credit scores or bad credit?

Sometimes, life happens. Bankruptcies, low credit scores or bad credit can take a toll on anyone.

If you’ve had severe credit issues and are challenged when proving your income, our private lenders may be the option worth looking at and fit for you.

Our lenders invest in West Side, Granville, Arbutus Ridge, Southlands, Marpole, Greektown Vancouver, Fairview, Kitsilano and the Greater Vancouver Area.

Let’s get the pressure off

West Side Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.