West Point Grey Private Mortgage Lenders

Have you been turned down by your bank on financing for your home? Private home equity loans may just be the answer you are looking for.

Our West Point Grey Private Lenders can come through on hard mortgages.

Kitsilano Private Lenders writing home mortgages aren’t really that much different than traditional home loans other than where the source of your money is originating from.

The benefit for the loan provider is a greater return on their investment while the value for the borrower is a less demanding requirement to qualify for the funds.

24 Hour Approvals

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24 Hour Approvals

What makes us stand out from all other private lenders?

  • Get your answer in 24 hours. Quick, same day approvals.
  • Save your time comparing lenders. Let us do all your legwork for you.
  • We are aligned with the largest broker in Canada. Access the largest trusted lender list.
  • Pre-approval (optional programs available)
  • Our success record is strong. Results producing history in industry.

You must be a current homeowner.

Private mortgage investors and private lending bodies have more flexible lending processes. They are never as lengthy or stringent as the conventional banks. We can usually provide your private mortgage if you are a homeowner and you have remaining equity.

Our West Point Grey Private Lenders may just be your answer.

Private lenders are not regulated quite the same way as the banks. Private mortgage lenders to homeowners in West Point Grey will want to serve your financial needs, regardless of your present personal financial circumstances.

For our lenders, it is about your equity and the risk they need to take when coming through for you. Really much different than how the banks cater with demanding requirements.

Our private lenders all write standard mortgages.

Our lenders work through real estate lawyers and licensed mortgage agents when negotiating client contracts. They adhere to standard mortgage regulations.

If you have recently been turned away by your bank for financing your home, a West Point Grey private home equity loan may be an option for you.

Your credit history is not necessarily an issue.

Your age, income or credit history does not necessarily work against you qualifying for your loan. If you have a history of debt, you most often get declined by the banks.

Our private lenders who invest in West Point Grey properties are interested in helping you make it work out in your favour.

FAQ

Private mortgages are actually common, if you have never heard of this as an option. It’s simply a financial arrangement between a private, individual lender providing financing leveraged by the equity on your home.

This is a very common method of lending between families, friendships and personal relationships where profits are leveraged from the interest returned.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are never as adaptable as private lenders who will be willing to work with borrowers for many reasons. Those usually include low or poor credit scores or a possible history of missed payments.

Our private lenders are much easier to work with than going through traditional banks. Your loan is not based with credit scores or income. Loans are approved quickly based on the equity of your home. If you have sufficient equity in your home, you will get approved!

There are no requirements for private lenders in BC to be licensed if writing under 10 mortgages annually. The BC Financial Services Authority (BCFSA) regulates the BC mortgage industry as a whole.

There is more risk for the lenders when providing loans to those with lower credit scores or inconsistent income. The risk is reflected in interest rates that will be a little higher than those charged through the banks.

Private Lenders in West Point Grey might be your quickest path for getting your mortgage.

Talk with us

Loans are available starting at $70k O.A.C.

What is a private lender home equity loan?

A private equity loan is based on the equity and value of your home when requesting a new mortgage, refinancing your old mortgage or approving a second mortgage.

Our West Point Grey Private Mortgage Lenders are providing alternative solutions through less restrictive qualifying factors when the banking institutions turn you away.  

5 Good Reasons You Should Connect With Us:

1) Needing capital starting your new West Point Grey business ?

Start-up capital for a new business venture can often be leveraged through a private home equity loan.

Many private lenders have gone down a similar path in lives. They may totally see your numbers, embrace your vision and show you a lot more understanding than the banks.

If you are starting a new business in West Point Grey and you need some equity based financing, just get in touch with us.

Business loan request

2) A West Point Grey investment property caught your eye?

Our West Point Grey Private Lenders and investors are much more open-minded and flexible than financial institutions when crunching the numbers on a rental property for generating additional income.

They discern opportunities for cash flow and value working together with you for the mutual benefit achieved by both.

You don’t know if you don’t ask.

Investment loan request

3) You sold your house and your dream home just came on the West Point Grey market?

So, you just closed a solid offer on your house. Suddenly, the perfect home in the area you have always loved just popped onto the market.

Bridge loans are simply short-term solutions leveraging your home equity on the down payment of the new property when you have a firm sale agreement in place.

Go close your deal.

Bridge loan request

4) You are self-employed and your banks all turning you down?

Challenging times often can birth new opportunities for those stepping into a long-time dream of starting their own business.

We all know there are many advantages for the self-employed. Acquiring mortgages is not always one on the list.

West Point Grey Private Lenders can provide you with creative solutions when you are self-employed.

If you run your own business and you need funding or a mortgage, reach out to us.

Let’s see if our private lenders can help.

Self-employed loan request

5) Bankruptcies, bad credit or low credit scores?

Sometimes, life just happens. Bankruptcies, bad credit or low credit scores can take a toll on anyone.

If you’ve had severe credit issues and are challenged when proving your income, our private lenders may be the option worth looking at and fit for you.

Our lenders invest in West Point Grey, Greektown Vancouver, Kitsilano, Arbutus Ridge, West Side, Southlands, Granville, Fairview and the Greater Vancouver Area.

Let’s take some pressure off

West Point Grey Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.