Southlands Private Mortgage Lenders

Are you being turned down by the banks for financing on your home? Private home equity loans may just be the solution you are looking for.

Our Private Lenders in Southlands will come through on hard mortgages.

Kitsilano Private Lenders writing home mortgages aren’t really all that different than traditional home loans other than where the source of your funds are coming from.

The benefit for the loan provider is a little higher return on investment while the advantage for the borrower is a more reasonable requirement to qualify for your funds.

24 Hour Approvals

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24 Hour Approvals

What makes us stand out from all other private lenders?

  • Answers in 24 hours. Quick, same day approvals.
  • Save time searching out lenders. Let us do all your legwork .
  • We’re aligned with largest brokers in Canada. Access our long lenders list.
  • Pre-approval (some optional programs)
  • Our success record is strong. History for producing results in our industry.

You must be current homeowner.

Our private investors or private lending bodies always have more flexible lending processes. They are not as stringent or lengthy as conventional banks. We can usually provide a private mortgage if you are a homeowner and you have remaining equity.

Private Lenders in Southlands may be the answer you are looking for.

Private lenders are not controlled quite the same way as banks. Private mortgage lenders to Southlands homeowners will be interested in serving your financial needs, regardless of your present personal financial situation.

For private lenders, it is simply about your equity and risk they need to take to come through for you. Much different than how the banks cater with their demanding requirements.

All our private lenders write standard mortgages.

Our lenders all work through licensed mortgage agents and real estate lawyers when negotiating client contracts. They adhere to standard mortgage guidelines.

If you have been turned away by the banks for financing your home, a Southlands private home equity loan may be your solution.

It’s not always about your credit history.

Your credit history, age or income does not necessarily work against qualifying for your loan. If you have a history of debt, you almost always are declined by the banks.

Our private lenders who invest in local Southlands properties want to help make it all work out in your favour.

FAQ

Private mortgages are actually common, if you have not heard of this option. They are a financial arrangement between a private, individual lender who provides financing using the equity on your home.

This is a very common method of lending between families, friendships and personal relationships where profits are leveraged from the interest returned.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for many reasons. Those could include low or poor credit scores or a history of missed payments.

Our private lenders are much easier to work with than through traditional institutions. Your loan is not based through credit scores or income. Loans are approved quickly based on the equity of your home. If you have sufficient equity you will get approved!

There is no requirement for private lenders in BC to be licensed if writing under 10 mortgages per year. The BC Financial Services Authority (BCFSA) fully regulates the BC mortgage industry as a whole.

There is increased risk for lenders when providing loans to those with lower credit scores or inconsistent income. This risk is reflected in interest rates that will be a little higher than through the banks.

Southlands Private Lenders might be your quickest path to getting your mortgage.

Tell me more

Loans are available from $70k O.A.C.

What defines a private lender home equity loan?

A private equity loan is based on the equity and market value of your home when requiring a new mortgage, approving a second mortgage or refinancing an old mortgage.

Our Southlands Private Mortgage Lenders are providing alternative solutions through less demanding qualifying factors when banking institutions are turning you away.  

5 Great Reasons to be Connecting With Us:

1) Do you need capital for starting your new Southlands business ?

Start-up capital for a promising new business venture is often leveraged through private home equity loans.

Many private lenders have gone down a similar path in lives. They may see your numbers, embrace your vision and show a little more understanding than the banks.

If you are looking to start a new business in Southlands and you need some equity based financing, reach out and get in touch with us.

Business equity loan inquiry

2) A Southlands investment property recently caught your eye?

Our Southlands Private Lenders and investors are much more open-minded than banks and flexible when crunching your numbers on rental properties to leverage additional income.

They recognize opportunities for cash flow and actually are willing to work together with you for the mutual benefit achieved by both.

You won’t know if you don’t ask.

Investment loan inquiry

3) You sold your house and your dream home just popped on the Southlands market?

So, you just closed a solid offer and finally sold your house. Suddenly, the perfect home in an area you have always loved just popped onto the market.

Our Bridge loans are simply short-term solutions leveraging the equity of your home on the down payment of your new property when you have a firm sale agreement on the table.

Get your deal closed.

Inquiry for bridge loans

4) Self-employed and your banks all turning you down?

Challenging times often create new opportunities for those stepping into their life long-time dream of opening your own business.

We all know there are many advantages when you are self-employed. Acquiring mortgages is not always one of them.

Southlands Private Lenders may provide you with creative solutions when self-employed.

If you are running your own business and need funding or a mortgage, reach out to us.

Let’s see if our private lenders can help.

Self-employed loan inquiry

5) Bankruptcies, bad credit or low credit scores?

Sometimes, life happens. Bankruptcies, bad credit or low credit scores can take a toll on anyone.

If you’ve had severe credit issues and are challenged when proving your income, our private lenders may be the option worth looking at and fit for you.

Our lenders invest in Southlands, West Side, Marpole, Granville, Arbutus Ridge, West Point Grey, Greektown Vancouver, Kitsilano and the Greater Vancouver Area.

Take the pressure off

Southlands Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.