Kitsilano Private Mortgage Lenders

Are you being turned down by the banks for financing on your home? Private home equity loans may just be the answer you are looking for.

Our Private Lenders in Kitsilano come through on hard mortgages.

Kitsilano Private Lenders that provide home mortgages aren’t really all that different than traditional home loans outside of where the source of the funds are originating from.

The benefit for the loan provider is a little higher return on investment while the value for the borrower is a more reasonable requirement to qualify for your funds.

24 Hour Approvals

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24 Hour Approvals

What makes us stand out above all other private lenders?

  • Get answers in 24 hours. Fast, same day approvals.
  • Save time searching out lenders. We do all the legwork .
  • Aligned with the biggest broker in Canada. Access our long trusted lenders list.
  • Pre-qualify (optional programs)
  • Our success record is strong. Results producing history in industry.

You must be current homeowner.

Private mortgage investors and private lending bodies will always have more flexible lending processes. They are never as lengthy or stringent as the conventional banks. We can usually provide your private mortgage if you are a homeowner with remaining equity.

Our Kitsilano Private Lenders may be the answer you are looking for.

Private lenders are not controlled quite the same way as the banks. Private mortgage lenders for homeowners in Kitsilano will be interested in serving your financial needs, regardless of your existing personal financial circumstances.

For our lenders, it is about your equity and the risk they consider to come through. Much different than how the banks cater with much more demanding requirements.

All our private lenders write standard mortgages.

Our lenders all work through real estate lawyers and licensed mortgage agents negotiating contracts. They comply with standard mortgage regulations.

If you have been rejected by the banks on financing your home, a Kitsilano private home equity loan may be an option for you.

It’s not always about your credit history.

Your credit history, age or income does not necessarily work against you qualifying for a loan. If you have a history of debt, you almost always are declined by the banks.

Our private lenders who will invest in Kitsilano properties want to help make it all work out in your favour.

FAQ

Private mortgages are actually common, if you have never heard of this as an option. It’s just a financial arrangement between a private, individual lender who provides financing using the equity on your home.

This is a very common method of lending within families, friendships and personal relationships where profits are leveraged from the interest applied.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are never as adaptable as private lenders willing to work with borrowers for a variety of reasons. Those often include low or poor credit scores or a possible history of missed payments.

Our private lenders are much easier to work with than through traditional banks. Your loan is not based through credit scores or income. Loans are approved quickly based on the equity of your home. If you have sufficient equity in your home, you will get approved!

There is no requirement for private lenders in BC to be licensed if writing less than 10 mortgages annually. The BC mortgage industry is fully regulated by the BC Financial Services Authority (BCFSA).

There is a greater risk for the lenders providing loans to people with inconsistent incomes or lower credit scores. The risk is reflected in interest rates that will be a little higher than those you would pay through the banks.

Private Lenders in Kitsilano may be the quickest path to securing your mortgage.

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Loans are available from $70k O.A.C.

What defines a private lender home equity loan?

A private equity loan is based on the equity and market value of your home when requiring a new mortgage, approving a second mortgage or refinancing your old mortgage.

Our Kitsilano Private Mortgage Lenders provide alternative solutions through less stringent qualifying factors when the banking institutions turn you down.  

5 Good Reasons to be Connecting With Us:

1) Do you need capital starting your new Kitsilano business venture?

Start-up capital for a new business venture is often leveraged through private home equity loans.

Many private lenders have gone down a similar path in lives. They may embrace your vision, see your numbers and show you a little more understanding than the banks.

If you are starting up a new business in Kitsilano and you need equity based financing, just reach out and get in touch with us.

Business loan request

2) A Kitsilano investment property caught your eye?

Our Kitsilano Private Lenders and investors are much more open-minded and flexible than financial institutions crunching your numbers on a rental property to generate additional income.

They discern opportunities for cash flow and actually are willing to work with you for the mutual benefit achieved .

You won’t know if you don’t ask.

Investment loan request

3) You sold your house and the home of your dreams just popped on the Kitsilano market?

You just closed a solid offer on your house. Suddenly, the perfect home in an area you have always loved was just put on the market.

Our Bridge loans are simply short-term solutions leveraging the equity of your home on the down payment of your new property when you have a firm purchase on the table.

Go close the deal.

Inquiry for a bridge loan

4) You are self-employed and the banks all turned you down?

Challenging times often have birthed new opportunities for those stepping into their long-time dream of starting their own business.

There are many advantages for the self-employed. Acquiring mortgages is not always one of them.

Kitsilano Private Lenders may provide you with creative solutions when self-employed.

If you run your own business and you need funding or a mortgage, reach out to us.

Let’s see what our private lenders have to offer you.

Self-employed loan request

5) Bad credit, low credit scores or bankruptcies?

Sometimes, life simply happens. Bad credit, low credit scores or bankruptcies can take a toll on anyone.

If you have had severe issues with your credit and are challenged proving your income, our private lenders may be a good fit and option worth looking at.

Our lenders invest in Kitsilano, Greektown Vancouver, Arbutus Ridge, West Point Grey, Fairview, West End, Granville, Yaletown and the Greater Vancouver Area.

Let’s get the pressure off

Kitsilano Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.