Fairview Private Mortgage Lenders

Have you been turned down by your bank for financing on your home? Private home equity loans may be your answer.

Private Lenders in Fairview can come through on hard mortgages.

Kitsilano Private Lenders providing home mortgages aren’t really that much different than traditional home loans outside of where the source of the money is originating from.

The benefit for the loan provider is a greater return on their investment while the benefit for the borrower is a less stringent requirement to qualify for your funds.

24 Hour Approvals

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24 Hour Approvals

What makes us stand out from all other private lenders?

  • Answers in 24 hrs. Quick, same day approvals.
  • Saving you time searching lenders. Let us do all the legwork for you.
  • We are aligned with the largest broker in Canada. Access our long trusted lender list.
  • Pre-approval (some optional programs available)
  • We have strong track record. Results producing history in our industry.

You must be a current homeowner.

Our private investors or private lending bodies always have more flexible lending processes. They are not as lengthy or stringent as the conventional banks. We can usually provide a private mortgage if you own your home with remaining equity.

Private Lenders in Fairview may be your answer.

Private lenders are not controlled quite the same as the banks. Private mortgage lenders to Fairview homeowners will be interested in serving your financial needs, regardless of your present personal financial circumstances.

For private lenders, it is simply about your equity and the risk they need to take when coming through. Much different than the banks cater to with stringent requirements.

Our private lenders all write standard mortgages.

Our lenders all work through licensed mortgage agents and real estate lawyers negotiating contracts. They adhere to standard mortgage regulations.

If you have recently been turned away by your bank on financing your home, a Fairview private home equity loan may be your solution.

Your credit history is not always the issue.

Your credit history, age or income does not necessarily work against qualifying for a loan. If you have a history of debt, you almost always get declined by the banks.

Private lenders investing in Fairview properties are interested in helping you make it all work in your favour.

FAQ

Private mortgages are actually common, if you have not heard of this as an option. It’s simply a financial arrangement between a private, individual lender who provides financing using the equity on your home.

This is a common way of lending within families, friendships and personal relationships where profits are acquired from the interest applied.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are not as adaptable as private lenders who will be willing to work with borrowers for many reasons. Those usually include low or poor credit scores or a history of missed payments.

Private lenders are much easier to work with than through traditional institutions. They do not approve your loan based on your credit score or income. Your loan is approved quickly based on the equity of your home. If you have sufficient equity you will get approved!

There is no requirement for private lenders in British Columbia to be licensed if writing no more than 10 mortgages annually. The BC mortgage industry is regulated by the BC Financial Services Authority (BCFSA).

There is increased risk for the lenders providing loans to borrowers with lower credit scores or inconsistent income. The risk is reflected in interest rates that will be a little higher than those charged through the banks.

Fairview Private Lenders might be the quickest path in securing your mortgage.

Talk with us

Loans are available from $70k O.A.C.

What are private lender home equity loans?

A private equity loan is calculated on the equity and value of your home when requesting a new mortgage, refinancing your old mortgage or approving a second mortgage.

Fairview Private Mortgage Lenders are providing alternative solutions through less restrictive qualifying factors when the banking institutions turn you away.  

5 Good Reasons You Should Connect With Us:

1) Need capital starting your new Fairview business ?

Start-up capital for a new business venture is often leveraged through private home equity loans.

Many private lenders have gone down similar paths in life. They may embrace your vision, see your numbers and show a lot more understanding than the banks.

If you are looking to start a new business in Fairview and you need equity based financing, just get in touch with us.

Business loan request

2) Has a Fairview investment property caught your eye?

Our Fairview Private Lenders and investors are much more open-minded and flexible than financial institutions crunching your numbers on rental properties to generate additional income.

They discern opportunities for cash flow and value working together with you for the mutual benefit achieved by both.

You don’t know unless you ask.

Investment loan request

3) Your house sold and the home of your dreams just came on the Fairview market?

So, you just closed a solid offer on your house. Suddenly, the perfect home in an area you have always loved just popped onto the market.

Our Bridge loans are short-term solutions for leveraging your home equity on the down payment of your new home when you have a firm offer on the table.

Close the deal.

Bridge loan request

4) You are self-employed and the banks all turned you down?

Challenging times often create new opportunities for those stepping into a life long-time dream of opening your own business.

We all know there are many advantages when you are self-employed. Obtaining mortgages is not always one of them.

Fairview Private Lenders can provide you with creative solutions when self-employed.

If you are running your own business and need funding or a mortgage, reach out to us.

Let’s see what our private lenders have to offer .

Self-employed loans

5) Bad credit, low credit scores or bankruptcies?

Sometimes, life happens. Bad credit, low credit scores or bankruptcies can take a toll on anyone.

If you’ve had severe issues with your credit and are challenged proving your income, our private lenders may be the option worth looking at and fit for you.

Our lenders invest in Fairview, Yaletown, Mt Pleasant, Granville, Arbutus Ridge, Chinatown, Kitsilano, West End and the Greater Vancouver Area.

Get some pressure off

Fairview Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.