Arbutus Ridge Private Mortgage Lenders

Have you been turned down by the banks for financing on your home? Private home equity loans may just be the answer you are looking for.

Our Private Lenders in Arbutus Ridge will come through on hard mortgages.

Kitsilano Private Lenders providing home mortgages aren’t really that much different than traditional home loans other than where the source of the money is coming from.

The benefit for the one providing the loan is a little higher return on investment while the benefit for the borrower is a less demanding requirement to qualify for your funds.

24 Hour Approvals

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24 Hour Approvals

Why do we stand out above all other private lenders?

  • Get answers in 24 hrs. Quick, same day approvals.
  • Save time comparing lenders. Let us do all the legwork .
  • We’re aligned with the largest broker in Canada. Access the largest trusted lender list.
  • Pre-approvals (optional programs may apply)
  • Our track record is strong. History for producing results in our industry.

You must own your own home.

Private mortgage investors or private lending bodies have more flexible lending processes. They are never as stringent or lengthy as the conventional banks. We can usually provide your private mortgage if you are a homeowner and you have remaining equity.

Our Private Lenders in Arbutus Ridge may just be your answer.

Private lenders are not regulated quite the same way as the banks. Private mortgage lenders for homeowners in Arbutus Ridge will look to serve your financial needs, regardless of your present personal financial situation.

For our lenders, it is about your equity and the risk they consider when coming through. Really much different than the banks cater to with much more demanding requirements.

All our private lenders write standard mortgages.

Our lenders all work through licensed mortgage agents and real estate lawyers when negotiating contracts. They adhere to standard mortgage regulations.

If you have recently been turned away by the banks on financing your home, a Arbutus Ridge private home equity loan may be your answer.

It’s not always about a credit history issue.

Your credit history, income or age does not necessarily work against qualifying for a loan. If you have a history of debt, you almost always will be declined by the banks.

Private lenders who invest in local Arbutus Ridge properties want to help make it all work out in your favour.

FAQ

Private mortgages are common, if you have never heard of this as an option. They are a financial arrangement between a private, individual lender who provides financing leveraged by the equity on your home.

This is a very common form of lending within families, friendships and personal relationships where profits are leveraged from the interest returned.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are never as flexible as private lenders who will be willing to work with borrowers for alternative reasons. Those could include lower or poor credit scores or a possible history of missed payments.

Private lenders are much easier to work with than going through traditional institutions. They do not approve your loan through your credit score or income. Your loan is approved fast based on the equity of your home. If you have sufficient equity you will get approved!

There is no requirement for private lenders in British Columbia to be licensed if writing under 10 mortgages per year. The BC Financial Services Authority (BCFSA) fully regulates the BC mortgage industry overall.

There is more risk for the lenders when providing loans to borrowers with lower credit scores or inconsistent income. This risk is reflected in interest rates that will be higher than those paid through the banks.

Arbutus Ridge Private Lenders may be the quickest path for getting your mortgage.

Tell me more

Loans available from $70k O.A.C.

What exactly is a private lender home equity loan?

A private equity loan is calculated on the equity and value of your home when requiring a new mortgage, refinancing an old mortgage or approving a second mortgage.

Our Arbutus Ridge Private Mortgage Lenders provide alternative solutions through less stringent qualifying factors when the banking institutions are turning you away.  

5 Good Reasons to be Connecting With Us:

1) Needing capital for starting your new Arbutus Ridge business venture?

Start-up capital for a promising new business venture can often be leveraged through private home equity loans.

Many private lenders have gone down similar paths in life. They may embrace your vision, see your numbers and show a little more understanding than the banks.

If you are looking to start a new business in Arbutus Ridge and you need some equity based financing, just get in touch with us.

Business loan request

2) A Arbutus Ridge investment property caught your eye?

Our Arbutus Ridge Private Lenders and investors are much more open-minded than financial institutions and flexible when crunching your numbers on a rental property for generating additional income.

They discern opportunities for cash flow and actually value working with you for the mutual benefit gained by both.

You don’t know if you don’t ask.

Find out about investment loans

3) Your house sold and the house of your dreams just came on the Arbutus Ridge market?

So, you just closed a solid offer and sold your house. Suddenly, the perfect home in an area you have always loved was just put on the market.

Bridge loans are short-term solutions for leveraging the equity of your home on the down payment of your new property when you have a firm sale agreement in place.

Get your deal closed.

Inquiry for a bridge loan

4) Self-employed and the banks all turning you down?

Challenging times often can birth new opportunities for those stepping into their life long-time dream of starting their own business.

There are many advantages for the self-employed. Acquiring mortgages is not always one on the list.

Arbutus Ridge Private Lenders can provide your creative solutions when you are self-employed.

If you are running your own business and need funding or a mortgage, reach out to us.

Let’s see what our private lenders have to offer .

Self-employed loan request

5) Bankruptcies, low credit scores or bad credit?

Sometimes, life happens. Bankruptcies, low credit scores or bad credit can take a toll on anyone.

If you’ve had severe issues with your credit and are challenged when proving your income, our private lenders may be the option worth looking at and fit for you.

Our lenders invest in Arbutus Ridge, Granville, Greektown Vancouver, Kitsilano, West Side, Fairview, West Point Grey, Yaletown and the Greater Vancouver Area.

Let’s get some pressure off

Arbutus Ridge Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.