Granville Private Mortgage Lenders

Are you being turned down by the banks on financing for your home? Our private home equity loans may just be the solution you are looking for.

Private Lenders in Granville will come through on hard mortgages.

Kitsilano Private Lenders that provide home mortgages aren’t really all that different than traditional home loans other than where the source of the money is coming from.

The benefit for the loan provider is a little higher return on investment while the benefit for the borrower is a less stringent requirement to qualify for your funds.

24 Hour Approvals

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24 Hour Approvals

What makes us stand above all other private lenders?

  • Get answers in 24 hours. Quick, same day approvals.
  • Save your time searching lenders. We do all the legwork for you.
  • We’re aligned with the largest brokers in Canada. Access the largest trusted lender list.
  • Pre-qualify (some optional programs available)
  • We have strong success record. History producing results in our industry.

You must own your own home.

Private mortgage investors and private lending bodies have more flexible lending processes. They are not as stringent or lengthy as the conventional banks. We can usually provide a private mortgage if you are a homeowner and you have remaining equity.

Our Granville Private Lenders may just be your answer.

Private lenders are not regulated the same way as the banks. Private mortgage lenders for Granville homeowners will be interested in serving your financial needs, regardless of your current personal financial situation.

For our lenders, it is simply about your equity and the risk they consider when coming through. Much different than how the banks cater with stringent requirements.

Private lenders write standard mortgages.

Our lenders work through licensed mortgage agents and real estate lawyers negotiating client contracts. They comply with standard mortgage guidelines.

If you have been turned down by the banks for financing your home, a Granville private home equity loan may be an option for you.

It’s not always about a credit history issue.

Your income, age or credit history does not necessarily work against you qualifying for your loan. If you have a history of debt, you usually are declined by the banks.

Private lenders investing in local Granville properties are interested in helping you make it work out in your favour.

FAQ

Private mortgages are really very common, if you have not heard of this option. It is a financial arrangement between a private, individual lender providing financing leveraged by the equity of your home.

This is a common form of lending within families, friendships and personal relationships where profits are generated from the interest applied.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are not as adaptable as private lenders who are more willing to work with your needs for many reasons. Those could include low or poor credit scores or a possible history of missed payments.

Private lenders are much easier to work with than through traditional institutions. They do not approve your loan with credit scores or income. Loans are approved quickly based on the equity of your home. If you have sufficient equity you will get approved!

There are no requirements for private lenders in BC to be licensed if writing no more than 10 mortgages annually. The BC mortgage industry is fully regulated by the BC Financial Services Authority (BCFSA).

There is an increased risk for the lenders providing loans to borrowers with lower credit scores or inconsistent income. The risk is reflected in interest rates that will be a little higher than those you would pay through the banks.

Private Lenders in Granville may be the quickest path for getting your mortgage.

Tell me more

Loans are available starting at $70k O.A.C.

What are private lender home equity loans?

A private equity loan is calculated on the equity and value of your home when requiring a new mortgage, approving a second mortgage or refinancing your old mortgage.

Granville Private Mortgage Lenders are providing alternative solutions through less restrictive qualifying factors when the banking institutions turn you down.  

5 Good Reasons For Connecting With Us:

1) Do you need capital starting your new Granville business ?

Start-up capital for a promising new business venture can often be leveraged through private home equity loans.

Many private lenders have gone down similar paths in life. They may embrace your vision, see your numbers and show you a little more understanding than the banks.

If you are starting a new business in Granville and you need some equity based financing, just get in touch with us.

Business equity loan inquiry

2) Has a Granville investment property been catching your eye?

Our Granville Private Lenders and investors are much more open-minded and flexible than banks crunching your numbers on a rental property to leverage additional income.

They discern opportunities for cash flow and actually value working with you for the mutual benefit gained .

You will never know unless you ask.

Let’s discuss investment loans

3) You sold your house and the home of your dreams just came on the Granville market?

You just closed a solid offer on your house. Suddenly, the perfect home in the area you have always loved just popped onto the market.

Bridge loans are short-term solutions for leveraging your home equity on the down payment of your new property when you have a firm purchase in place.

Close the deal.

Inquiry for a bridge loan

4) You are self-employed and the banks all turning you down?

Challenging times often create new opportunities for those stepping into a life long-time dream of starting their own business.

We all know there are many advantages for the self-employed. Obtaining mortgages is not always one on the list.

Granville Private Lenders may provide you with creative solutions when self-employed.

If you are running your own business and you need funding or a mortgage, reach out to us.

Let’s see what our private lenders may have to offer you.

Self-employed loans

5) Bankruptcies, bad credit or low credit scores?

Sometimes, life just happens. Bankruptcies, bad credit or low credit scores can take a toll on anyone.

If you have had severe credit issues and are challenged proving your income, our private lenders may be a good fit and option worth looking at.

Our lenders invest in Granville, West Side, Arbutus Ridge, Fairview, Kitsilano, Mt Pleasant, Greektown Vancouver, Southlands and the Greater Vancouver Area.

Let’s get some pressure off

Granville Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.