Dickens Private Mortgage Lenders

Are you getting turned down by your bank on financing for your home? Our private home equity loans may be your answer.

Our Private Lenders in Dickens come through on hard mortgages.

Kitsilano Private Lenders that provide home mortgages aren’t really much different than traditional home loans outside of where the source of the funds are originating from.

The benefit for the ones providing the loan is a little higher return on investment while the benefit for the borrower is a more reasonable requirement to qualify for your funds.

24 Hr Approvals

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24 Hr Approvals

What makes us stand out from all other private lenders?

  • Get your answer in 24 hours. Quick, same day approvals.
  • Save time comparing lenders. We do all the legwork .
  • We’re aligned with the biggest brokers in Canada. Access the largest trusted lender list.
  • Pre-approvals (some optional programs)
  • Our success record is strong. Results producing history in industry.

You must own your own home.

Private mortgage investors and private lending bodies always have more flexible lending processes. They are not as lengthy or stringent as the conventional banks. We can usually provide your private mortgage if you own your home and you have remaining equity.

Private Lenders in Dickens may just be the answer you are looking for.

Private lenders are not controlled the same way as the banks. Private mortgage lenders to homeowners in Dickens will be interested in serving your financial needs, regardless of your present personal financial circumstances.

For our lenders, it is about your equity and the risk they consider to come through for you. Much different than how the banks cater with their stringent requirements.

Our private lenders all write standard mortgages.

Our lenders work through real estate lawyers and licensed mortgage agents negotiating client contracts. They submit to standard mortgage guidelines.

If you have recently been turned away by your bank on financing your home, a Dickens private home equity loan may be an option for you.

It’s not always about your credit history.

Your credit history, income or age does not necessarily work against qualifying for a loan. If you have a history of debt, you usually are declined by the banks.

Our private lenders who invest in local Dickens properties are interested in helping you make it work in your favour.

FAQ

Private mortgages are really common, if you have not heard of this option. It’s just a financial arrangement between a private, individual lender providing financing using the equity of your home.

This is a very common way of lending between families, friendships and personal relationships where profits are leveraged from the interest returned.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are not as flexible as private lenders who are more willing to work with you for a variety of reasons. Those usually include low or poor credit scores or a possible history of missed payments.

Our private lenders are much easier to work with than going through traditional banks. They do not approve your loan through credit scores or income. Your loan is approved quickly based on the equity of your home. If you have sufficient equity in your home, you will get approved!

There is no requirement for private lenders in BC to be licensed if writing less than 10 mortgages per year. The BC Financial Services Authority (BCFSA) fully regulates the BC mortgage industry as a whole.

There is more risk for the lenders providing loans to people with inconsistent incomes or lower credit scores. The risk is reflected in interest rates that will be a little higher than those you would pay through the banks.

Dickens Private Lenders might be the quickest path to securing your mortgage.

Talk with us

Loans available from $70k O.A.C.

What are private lender home equity loans?

A private equity loan is based on the available equity and market value of your home when applying for a new mortgage, approving a second mortgage or refinancing an old mortgage.

Our Dickens Private Mortgage Lenders provide alternative solutions through less restrictive qualifying factors when the banking institutions turn you away.  

5 Good Reasons to be Connecting With Us:

1) Need capital for starting your new Dickens business ?

Start-up capital for a promising new business venture can often be leveraged through a private home equity loan.

Many private lenders have gone down a similar path in lives. They may totally see your numbers, embrace your vision and show a little more understanding than the banks.

If you are looking to start a new business in Dickens and you need equity based financing, reach out and get in touch with us.

Business equity loan request

2) Has a Dickens investment property recently caught your eye?

Our Dickens Private Lenders and investors are much more open and flexible than financial institutions crunching your numbers on rental properties to leverage additional income.

They recognize opportunities for cash flow and value working with you for the mutual benefit achieved by both.

You will never know if you don’t ask.

Investment loan request

3) Your house sold and the home of your dreams just popped on the Dickens market?

So, you just closed a solid offer on your house. Suddenly, the perfect home listed in an area you have always loved just popped onto the market.

Bridge loans are short-term solutions leveraging your home equity on the down payment of your new property when you have a firm sale agreement on the table.

Get your deal closed.

Inquiry for bridge loans

4) You are self-employed and the banks all turned you down?

Challenging times often have birthed new opportunities for those stepping into a life long-time dream of opening your own business.

There are many advantages for the self-employed. Acquiring mortgages is not always one of them.

Dickens Private Lenders may provide you with creative solutions when self-employed.

If you operate your own business and need funding or a mortgage, reach out to us.

Let’s see if our private lenders can help.

Self-employed loans

5) Bad credit, bankruptcies or low credit scores?

Sometimes, life just happens. Bad credit, bankruptcies or low credit scores can take a toll on anyone.

If you have had severe credit issues and are challenged proving your income, our private lenders may be the option worth looking at and fit for you.

Our lenders invest in Dickens, Knight, Mt Pleasant, Grandview Woodland, Chinatown, Fairview, Yaletown, Renfrew Collingwood and the Greater Vancouver Area.

Let’s take some pressure off

Dickens Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.