Champlain Heights Private Mortgage Lenders

Are you getting turned down by the banks for financing on your home? Our private home equity loans may be your answer.

Champlain Heights Private Lenders come through on hard mortgages.

Kitsilano Private Lenders writing home mortgages aren’t really that much different than traditional home loans outside of where the source of your funds are originating from.

The benefit for the ones providing the loan is a higher return on their investment while the benefit for the borrower is a less demanding requirement to qualify for your funds.

24 Hour Approvals

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24 Hour Approvals

What makes us stand apart from all the other private lenders?

  • Answers in 24 hrs. Quick, same day approvals.
  • Saving you time searching lenders. Let us do all your legwork .
  • We’re aligned with the largest brokers in Canada. Access our long trusted lender list.
  • Pre-qualify (some optional programs available)
  • Strong track record. History for producing results in industry.

You must own your own home.

Private mortgage investors and private lending bodies have more flexible lending processes. They are not as stringent or lengthy as the conventional banks. We can usually provide a private mortgage if you are a homeowner with remaining equity.

Our Private Lenders in Champlain Heights may just be your answer.

Private lenders are not regulated quite the same as the banks. Private mortgage lenders for homeowners in Champlain Heights will look to serve your financial needs, regardless of your personal financial circumstances.

For our lenders, it is simply about your equity and the risk they take to come through for you. Really much different than how the banks cater with much more demanding requirements.

Private lenders write standard mortgages.

Our lenders work through licensed mortgage agents and real estate lawyers negotiating contracts. They adhere to standard mortgage guidelines.

If you have been turned away by the banks for financing your home, a Champlain Heights private home equity loan may be an option for you.

Your credit history is not always the issue.

Your age, income or credit history does not necessarily work against you qualifying for your loan. If you have a history of debt, you usually get declined by the banks.

Our private lenders who invest in local Champlain Heights properties are interested in helping you make it work in your favour.

FAQ

Private mortgages are really very common, if you have not heard of this option. They are a financial arrangement between a private, individual lender providing financing leveraged by the equity of your home.

This is a common method of lending within families, friendships and personal relationships where profits are generated from the interest returned.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are not as flexible as private lenders willing to work with borrowers for alternative reasons. Those can include lower or poor credit scores or a possible history of missed payments.

Our private lenders are much easier to work with than through traditional banks. Your loan is not based with your credit score or income. Your loan is approved quickly based on the equity of your home. If you have sufficient equity in your home, you will be approved!

There is no requirement for private lenders in BC to be licensed if writing under 10 mortgages per year. The BC Financial Services Authority (BCFSA) fully regulates the BC mortgage industry as a whole.

There is more risk for the lenders providing loans to people with inconsistent incomes or lower credit scores. The risk is reflected in interest rates that will be a little higher than through the banks.

Private Lenders in Champlain Heights might be your quickest path in securing your mortgage.

Talk with us

Loans available from $70k O.A.C.

What defines a private lender home equity loan?

A private equity loan is based on the available equity and value of your home when requiring a new mortgage, refinancing your old mortgage or approving a second mortgage.

Champlain Heights Private Mortgage Lenders provide alternative solutions through less demanding qualifying factors when the banking institutions are turning you away.  

5 Good Reasons You Should Connect With Us:

1) Needing capital for starting your new Champlain Heights business ?

Start-up capital for a new business venture is often leveraged through a private home equity loan.

Many private lenders have gone down a similar path in their own life. They may totally embrace your vision, see your numbers and show you a lot more understanding than the banks.

If you are looking to start a new business in Champlain Heights and you need equity based financing, get in touch with us.

Business equity loan request

2) A Champlain Heights investment property recently caught your eye?

Our Champlain Heights Private Lenders and investors are much more open-minded than financial institutions and flexible crunching your numbers on rental properties for generating additional income.

They discern opportunities for cash flow and value working with you for the mutual benefit gained .

You don’t know unless you ask.

Find out about investment loans

3) Your house sold and the home of your dreams just popped on the Champlain Heights market?

So, you just closed a solid offer and sold your house. Suddenly, the perfect home listed in the area you have always loved was just put up on the market.

Bridge loans are simple, short-term solutions for leveraging the equity of your home on the down payment of your new property when you have a firm sale agreement in place.

Get your deal closed.

Inquiry for bridge loans

4) Self-employed and your banks all turning you down?

Challenging times often create new opportunities for those stepping into a long-time dream of starting their own business.

We all know there are many advantages for the self-employed. Obtaining mortgages is not always one on the list.

Champlain Heights Private Lenders can provide you with creative solutions if self-employed.

If you run your own business and you need funding or a mortgage, reach out to us.

Let’s see what our private lenders may have to offer you.

Self-employed loans

5) Bankruptcies, bad credit or low credit scores?

Sometimes, life simply happens. Bankruptcies, bad credit or low credit scores can take a toll on anyone.

If you have had severe credit issues and are challenged proving your income, our private lenders may be a good fit and option worth looking at.

Our lenders invest in Champlain Heights, Killarny, Renfrew Collingwood, Renfrew Heights, Knight, Dickens, Marpole, Mt Pleasant and the Greater Vancouver Area.

Take the pressure off

Champlain Heights Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.