Kitsilano Private Mortgage Lenders

Are you getting turned down by the banks on financing for your home? Our private home equity loans may be your answer.

Our Private Lenders in Kitsilano will come through on hard mortgages.

Kitsilano Private Lenders writing home mortgages aren’t really all that different than traditional home loans other than where the source of the money is originating from.

The benefit for the loan provider is a little higher return on their investment while the benefit for the borrower is a less stringent requirement to qualify for the funds.

24 Hr Approvals

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24 Hr Approvals

Why do we stand above all other private lenders?

  • Answers in 24 hours. Quick, same day approvals.
  • Save time searching lenders. We do all the legwork .
  • We are aligned with biggest broker in Canada. Access the largest lender list.
  • Pre-approvals (some optional programs)
  • We have strong track record. Results producing history in the industry.

You must be current homeowner.

Private mortgage investors or private lending bodies will always have more flexible lending processes. They are not as lengthy or stringent as conventional banks. We can usually provide a private mortgage if you are a homeowner and you have remaining equity.

Private Lenders in Kitsilano may be your answer.

Private lenders are not controlled the same as banks. Private mortgage lenders for Kitsilano homeowners will be interested in serving your financial needs, regardless of your current personal financial circumstances.

For our lenders, it is simply about your equity and risk they take to come through for you. Really much different than how the banks cater with their stringent requirements.

Private lenders write standard mortgages.

Our lenders work through real estate lawyers and licensed mortgage agents when negotiating client contracts. They comply with standard mortgage regulations.

If you have been turned away by the banks for financing your home, a Kitsilano private home equity loan may be your answer.

Your credit history is not always an issue.

Your credit history, income or age does not necessarily work against qualifying for your loan. If you have a history of debt, you most often will be declined by the banks.

Private lenders investing in Kitsilano properties are interested in helping you make it work in your favour.

FAQ

Private mortgages are really common, if you have not heard of this option. It’s just a financial arrangement between a private, individual lender who provides financing using the equity of your home.

This is a common method of lending between families, friendships and personal relationships where profits are generated from the interest returned.

Traditional lenders are not as flexible as private lenders who will be willing to work with borrowers for a variety of reasons. Those may include lower or poor credit scores or a history of missed payments.

Traditional lenders are not as adaptable as private lenders who are more willing to work with your needs for many reasons. Those often include low or poor credit scores or a history of missed payments.

Private lenders are much easier to work with than through traditional institutions. They do not approve your loan through your credit score or income. Your loan is approved fast based on the equity of your home. If you have sufficient equity in your home, you will be approved!

There are no requirements for private lenders in BC to be licensed if writing no more than 10 mortgages per year. The BC mortgage industry is regulated by the BC Financial Services Authority (BCFSA).

There is an increased risk for lenders when providing loans to those with inconsistent incomes or lower credit scores. This risk is reflected in interest rates that will be a little higher than through the banks.

Kitsilano Private Lenders could be the quickest path in getting your mortgage.

Tell me more

Loans are available starting at $70k O.A.C.

What defines private lender home equity loans?

A private equity loan is based on the equity and market value of your home when requiring a new mortgage, refinancing your old mortgage or approving a second mortgage.

Our Kitsilano Private Mortgage Lenders provide alternative solutions through less stringent qualifying factors when banking institutions keep turning you away.  

5 Great Reasons You Should Connect With Us:

1) Need capital starting your new Kitsilano business venture?

Start-up capital for a new business venture is often leveraged through a private home equity loan.

Many private lenders have gone down similar paths in their own lives. They may totally embrace your vision, see your numbers and show a little more understanding than the banks.

If you are starting up a new business in Kitsilano and you need some equity based financing, just reach out and get in touch with us.

Business loan request

2) A Kitsilano investment property been catching your eye?

Our Kitsilano Private Lenders and investors are much more open and flexible than financial institutions when crunching the numbers on a rental property for generating additional income.

They discern opportunities for cash flow and are willing to work with you for the mutual benefit achieved .

You don’t know unless you ask.

Investment loan request

3) You sold your house and the house of your dreams just popped on the Kitsilano market?

So, you just closed a solid offer on your house. Suddenly, the perfect home in the area you have always loved just popped onto the market.

Our Bridge loans are simple, short-term solutions leveraging the equity of your home on the down payment of the new home when you have a firm purchase in place.

Go close the deal.

Bridge loan request

4) Self-employed and the banks all turned you down?

Challenging times often create new opportunities for those stepping into a long-time dream of starting your own business.

There are many advantages for the self-employed. Obtaining mortgages is not always one on the list.

Kitsilano Private Lenders may provide your creative solutions when self-employed.

If you run your own business and need funding or a mortgage, reach out to us.

Let’s see if our private lenders can help.

Self-employed loans

5) Bad credit, bankruptcies or low credit scores?

Sometimes, life happens. Bad credit, bankruptcies or low credit scores can take a toll on anyone.

If you’ve had severe issues with your credit and are challenged when proving your income, our private lenders may be the option worth looking at and fit for you.

Our lenders invest in Kitsilano, Greektown Vancouver, Arbutus Ridge, West Point Grey, Fairview, West End, Granville, Yaletown and the Vancouver.

Take some pressure off

Kitsilano Private Lenders

We serve all of British Columbia

Call: 778-652-2788

We can help.

Schedule a call.

Information is only used to directly contact you back.